How To Qualify For A Working Capital Loan From Pezesha!
How To Qualify For A Working Capital Loan From Pezesha!
If you're an active business owner looking for a working capital loan, Pezesha is a good option but, it's important to meet their requirements.
Below is a list of qualification requirements, as well as tips to ensure your application is received by Pezesha team.
1. Be Active on MESH for 6 Months.
Umekua active on MESH for the past 6 months. Engaging with content, posts or other MESHERS.
Make sure ume log in kwa MESH APP regularly. Kama huna app, please (Click hapa ku-download MESH...).
Unblock MESH kwa promotional SMS zako ku-get notification uki-qualify for working capital loan from Pezesha. Kwa line yako ya Safaricom, dial 4569*5#, Reply with 4, Activate sender by name, reply with MESH, send.
2. Business Age Requirement.
Your business must be at least 6 months old.
Pezesha requires that your business has been operating for a minimum of 6 months. This ensures that the business has a track record and can demonstrate stability.
3. You are NOT listed in the CRB.
CRB (Credit Reference Bureau) ni company hu-collect data on loans issued by lending institutions.
Huwa wana-create reports on current and past loans showing kama uko na uncleared ama pending loans.
4. Soma Articles and Watch Video.
The articles and videos zita-help ku-understand working capital loan, how to use it.
Ni lazima usome and watch hizi articles and video ndio uweze ku-qualify for the loan.
Article: Working Capital
Article: Good And Bad Reasons To Borrow
Video: How To Choose A Business Loan
5. Outstanding Jiinue/Shortlist Loans
Make sure you're up-to-date with your Jiinue and Shortlist loans payments.
6. MPESA Statement:
Submit your MPESA statement showing these specific details.
KES 20,000 Payments: Your statement should show that you’ve received at least KES 20,000 in payments over the past month.
KES 3,000 Balance: The statement must show that you have an average balance of KES 3,000 in your MPESA account at the time of uploading your statement.
7. Personal Identification:
KRA PIN: Make sure uko na valid KRA PIN, which is important for tax purposes and is often required for loan applications.
National ID: Hii ni lazima ku-verify identity yako.
IMPORTANT: Make sure KRA pin, ID, Mpesa statement yako ni legit, as in ni zako not edited or borrowed from family or friends. Fraudsters watakuwa blocked ku-get financial services from our partners.
8. Jaza Application yako bila Errors:
Fill details zote careful: Double-check fields zote kwa loan application yako ku-avoid disqualification. Wrong, incorrect or missing information inaweza lead to delays ama rejection ya loan application yako from Pezesha.
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