Taking a loan is one thing and making sure you can repay it is equally as important.
Kulipa Mkopo Bila Stress - Tips From MESHers
As we have already learnt, kulipa loan is not only good but inakufungulia more opportunities in the future za kuaccess better financing because of your good loan repayment track record.
Here are some of the tips that you can use and apply. Usikuje ukaanza kulia lia ati mkopo imekushinda. Soma hii ujipange:
Before that, 😅 kama unaprefere kuwatch video instead ndio hii link, (Click hapa) a video by Otachi.
1: Make a plan first
In order to make sure that you can repay a loan, you need to first have a solid plan before you take it in the first place. Remember when we looked at Brenda’s example? She needed loan ya 10k to start biz ya kuku but before she took the loan, she did her calculations first. As for repayment, uki-include interest, she needed to pay 1500 per month. She had a sales target of 2k per month. So as you can see, she can repay her loan per month and everything else was hers to keep kama profit. So, make sure uko na a clear repayment plan, ushaproject vile you will repay the loan na pia you need to stick to your plan once you come up with it.
2: Take only what you need
The second very important thing to note ni that you take only what you need. Just because unaweza pata a bigger loan usitake more than what your business needs for that particular plan that you have at hand.
3: Pay immediately if you can
Another way is to pay back mdogomdogo like pay everyday ama save daily if you can and repay at the end of the week or the month. In other words, do not wait till the due date you can as well pay in advance. Please note that, you will need to track your spending carefully so that you do not waste your revenue or income. Avoid unnecessary expenses that may ruin your plans.
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Whatever you do, prioritize loan repayments and treat it like a fixed expense. In that way you will be able to clear your loans every time unatek a bizness loan. This will ensure that you achieve your business goals like starting, expanding and even enhancing by making use of this great leverage. So my fellow meshers, if kuna any other thing you would like to know kuhusu loans, please leave it in the comment section but kwa sasa, I’ll finish by saying, use loans responsibly.
Kukukumbusha tuu, ukidai ku-watch the full video, click hapa.