logo

Types of Business Loans in Kenya: Find the Right One for You

Picture of a loan title

Types of Business Loans in Kenya

Ukiweza jua the the types of loans utaweza ku align your financing needs with the right product.

1️⃣ Working Capital Loans

Hizi ni za kufinance day-to-day business operations, kama kumake inventory purchases or paying bills. Hizi loans ni poa for startups and SMEs with consistent cash flow needs. Want to know more? We dive deeper into working capital loans in this article.

2️⃣ Unsecured Loans

Hizi loans do not require collateral but often demand a good credit history or income proof. Wale entrepreneurs hawana significant assets wanaeza endea izi. Not sure of your credit history? Check out our complete guide to credit scores in Kenya.

3️⃣ Asset Financing

Hizi loans husaidia kupurchase equipment, vehicles, or machinery, with the asset serving as collateral. Izi ni ideal for expanding operational capacity.

4️⃣ Microloans

Small loans from microfinance institutions ama digital platforms ni poa zikienda kwa micro and small enterprises. Hizi ni poa kwasababu these startups require modest capital injections. MESH regularly partners with financial service providers to get MESHERS great loans. Check out the opportunity section for any open offers!

5️⃣ Invoice Financing

Hii financing huoffer advances against unpaid invoices. Hizihupeana immediate cash flow ukingoja client alipe. Hizi ni useful sana for businesses managing delayed receivables.

More information on loans from MESH:

How to choose a loan provider - by Otachi

Bad loan providers are like bad boyfriends - by Ivy