#5kChallenge A loan is something that you should plan for it better before applying it and because after all the loan have to be repayed back and in most cases with an interest. The amount you take also matters with the way you want to use it to avoid messing yourself up during the loan repayment period. It would be better to seek for advice from a third party so that you can get help and plan for it better. The 20k kevo will apply he should split it and add more stocks in his business and he should add different things too to attract more customers.The possibility of him to succed in his business is high because he already have an existing business which he wants to boost.clients need change and different things in the market. For example a client comes to your shop and buy a charger or a cable he/she can also see a power bank or an earphone too of which it wasn't in their mind to buy them but because they have seen it their they will be willing to sacrifice and buy them because it would be useful too. Here is the breakdown Kevin should follow up

1. Buy more phone covers of 2k
2. Add screen protectors of 2k
3. Add headphones of 2k
4. Flash disks of different sizes of 2k
5. Earphones of 2k 7.buy smartphone chargers of 2k
6. Type c cables of around 2k
7. Normal Cables of 2k
8. Memory cards of 1k
9. Power banks of 3k