Biashara inaweza kuwa profitable...

Ikakuwa...

Na bado uchukue loan wrong time. 😅

Shida huanza wakati loan repayment inafika kabla ile expansion ianze kuleta cash.

Umeongeza staff.

Umenunua stock.

Umeongeza costs.

Lakini revenue mpya bado haijafika.

Before uchukue loan, jiulize:

👉 What if sales grow slower?

👉 What if customer pays late?

👉 What if costs increase?

👉 What if expansion takes longer?

If cash flow bado inaweza handle hiyo pressure, uko better prepared.

Swali si:

"Bank inaweza kunipea loan ngapi?"

Ni:

"Biashara yangu inaweza safely carry debt ya kiasi gani?" 💰