Borrowing loans needs a certain discipline. For shopkeepers you must first do research on the lender ndio usijipate pabaya. The research inafaa kuwa kwa vitu kama:
- The terms and cnoditions.
- The hidden charges for the loans.
- The interest rate.
- The grace period they offer.
- The repayment flexiiblity they offer i.e can you pay via Mpesa if ni bank loans etc.
Ukijua hizi uta make sure unachukua a nice loan yenye haitaku stress sana.
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