Breanice will need 150 to 200 thousand Kenyan shillings to start an Mpesa business. 100 thousand ya float na the remaining 100 thousand ya licences na permits.

Licences needed

1. Single Business Permit ya Kanjo It covers basic Mpesa transactions.

2. Sector Specific Permits If she will be running a shop, or other business integrating Mpesa as a payment method, she will need the industry- relevant licences as well.

3. VAT and TAX Certificates

4. Banking licences from a reputable financial institution.

5. Mpesa Business permit.

6. Registered limited company permit.

7. Safaricom with Business permits for each of the Mpesa outlets

Out of the 6 licences and permits, there are those that are more important na ni lazima akuwe nazo, out of the same licences kuna zenye zimejirudia .

These is the amount of cash Breanice needs to start an Mpesa business and the above are the licences she will need.