Chama forces you to save by all means. The trick is to have a plan for the windfall when it is your turn. I tried saving monthly kwa account but would default in some months but chama you cant. To me chama all the way.
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Chama forces you to save by all means. The trick is to have a plan for the windfall when it is your turn. I tried saving monthly kwa account but would default in some months but chama you cant. To me chama all the way.