For me nilikuwa na take loan from Mpesa so nilipotumiwa message Nika ambiwa send the message to this number na hivyo ndio pesa zangu zilizo kuwa kwa mpesa zili lost so for me read the message careful and confirm well before kureply kwa ma scammer. THE second one nili make only investment Nika ambiwa after one week my money will be matured then I can withdraw it but when I tried to withdraw it haikutoka na nilipo wa call alikuwa hawapatikani tena So before you make an online investment make sure the company you're investing with it's register by the government and you can find them on the registered company if you look for them and make sure they also have an office where you can take your complain