Hello, from the information provided it is clear that kevo makes profit already I have two alternatives for him therefore first he might just inject the money directly to his business giving priority to fast moving products say earphones is doing better than protectors and covers so 50% of the loan he puts on earphones while protectors and covers gets 25% each Another alternative maybe he adds a new service or product that customers might already been asking for such as chargers, Small bags etc By doing any of these Kevo is sure to grow and service his loan without a problem, thanks