Here’s a simple loan repayment plan for a KSh 25,000 loan using AI to break it down weekly, monthly and based on income level assuming a flat interest rate of 10% (which is common in small personal loans).
🔹 Loan Details
Loan Amount KSh 25,000
Interest (10%) KSh 2,500
Total Repayable KSh 27,500*
🔹 Repayment Options
✅ 1. Weekly Repayment Plan (1 year = 52 weeks)
Weekly Payment = KSh 27,500 ÷ 52 = KSh 529
👉 Suitable if you have a small but steady income (e.g., kiosk, boda boda, casual jobs).
✅ 2. Monthly Repayment Plan (1 year = 12 months)
Monthly Payment= KSh 27,500 ÷ 12 =KSh 2,292
👉 Ideal for salaried individuals or stable businesses earning at least KSh 10,000/month.
✅ 3. Based on Income
If your monthly income is KSh 15,000 aim to use 15–25% for loan repayment Low commitment (15%) KSh 2,250/month Finish in 12 months Higher commitment (25%) KSh 3,750/month Finish in 7 months 🔹 Summary Table
| Option | Frequency | Amount (KSh) | Duration |
|---|---|---|---|
| Weekly Plan | Weekly | 529 | 12 months |
| Monthly Plan | Monthly | 2,292 | 12 months |
| Based on KSh 15k/mo income | Monthly | 2,250–3,750 | 7–12 months |