Hi Meshers , let's talk about mobile app loans. Why didn't you pay your mobile app loan? Mshwari, KCB Mpesa, Tala, Timiza, Branch, Zenka, Opesa, Okashetc ... Even Fuliza. There loads of apps, nowadays. Have you taken a mobile app loan? Did you pay? If you didn't pay or don't plan to pay, what are your reasons for that?