How to Budget 15k for one month. To begin with you need financial discipline for you to manage the income effectively. This income is so little and if you don't plan well you will end up surviving on loans and debts.so is important to learn how to survive during this tough economic times with little amount of money. Budget Breakdown 1.Rent- 3k 2.Food and shopping 🛒 - 3k 3.Transport and miscellaneous -3k 4.stock money(for re-stock)-3k 5.Saving account -3k