I have 3 kinds of savings.

1. I save in a group of 35 members where by we contribute like 300 every Sato and the money is given to someone, the next week is another person until the 35th guy, then we start over again- merry go round
2. I save in Mshwari 52 weeks saving challenge whereby I started saving in the first week of January 2022 with kshs. 20, then the following week I save 40, then 60, as it goes on like that until we reach the 52nd week. Currently tuko 47th week na save kshs.940 hii wiki, next week itakua 960 then 980. So the last week tutakua tuna save kshs. 1,040 which should give you a total of Kshs. 27,560 at the end of 52 weeks campaign
3. Na save 10% ya kila doh naingiza plus balances zinabaki after spending.