I would give Kevo three things to consider to ensure he gains from this 20k loan.

1. Allocate a portion of the loan to increase his stock of earphones, screen covers and protector which will allow him to carter to many customers hense increasing his sales.

2. Kevo should invest in marketing strategies to increase his brand awareness which will attract more clients, these include online advertisement and his social media platforms that will aid in reaching a wider audience.

3. Kevo should consider opening a professional website which will help him in opening opportunities for online sales and reaching more beyond physical location.

Beyond this he should make a written plan of all ideas of using the loan he has and also the amount that remains after he is done with his expenses. He should also avoid using this loan for his personal needs like food, rent , clothes or even shoes, since this can lead to mismanagement of this fund. By strategically allocating this fund towards the 3 ideas that I have just given above , Kevo can effectively grow his business and increase his earnings over time. #5KChallenge