Income: Kshs 15000 Here's my budget= Rent: Kshs 2,500 Utilities: Kshs 500 Transportation: Kshs 1,000 Groceries: Kshs 3,000 Personal care: Kshs 1000 Entertainment: Kshs 500 Investment : Kshs 4,000 Emergencies : Kshs 1,500 Paying off debts :Kshs 1,000 Total :Kshs 15,000 I usually prefer investing than saving that's why i have no savings in my budget