Kuna time I asked about what to consider before taking a loan. Here are the things to always keep in mind

1. Purpose of the loan
2. Interest rate
3. Repayment period
4. Repayment amount
5. Penalties for defaulting
6. Reputation of the creditor
7. Grace period
8. Transactional charges and other fees
9. Repayment method

Ongezea number 10

Also,of there's kitu hujaget hapo, feel free kuniuliza kwa comments