Kwa biz yako usiwai ogopa kuchukua stocks on credit as long as you do the following

1. Always ensure you try and pay off the credit in time
2. Before taking the credit understand the terms and conditions
3. Try and spend the credit on stocks strictly
4. Make sure you buy moving stock with the credit money so that mali isikae sana kwa shop time ya kulipa ikue ngori
5. Don't mix pesa ya biz na ya your personal use 5 Always take records of your business on a daily basis.