Mimi personally I've encountered this CRB listing first hand. Back in 2023 nilikopa kamshwari loan ka 3k kujisustain kwa biz, kakanifanya nikuwe listed after going for long bila kulipa. I'm now employed and a business man too, this year January was my rock bottom. Salary delayed, got into trouble with my creditors na Kila kitu ikaenda standstill. I tried going to the bank kuchukua short loan nijisustain kabla mambo irudi better, but kumbe that ka mshwari loan that made me listed kwa CRB blocked all the possibilities za kupewa loan. Loans app ndo hizo, I had downloaded more than 7 akh, but limit inakuwa zero, thanks to the listing. Vile salo ilikam, the first thing was to clear that mshwari ndo nitoke kwa hiyo CRB....guys if you can always pay your debts on time. I learned through the hard way.