Never take a loan to start a business, instead take a loan to boost your business especially when you've seen potential in it but you are lacking stock or equipments...I know some of you will disagree with me but if you do you research well, you'll agree..kuchukua loan na kuanzia bizz ni kurisk coz high chances huwa inaweza fail but biashara ishapeek ukichukua loan uongeze stock, chances za kufailu kulipa loan na kupata profit huwa juu