Personal finance is personal. Meshers are working on various goals based on their own circumstances, values, priorities. There are Meshers working on getting better at money management and you see their posts here too. There are members working on getting out of debt, others working on their money mindset, impulse buying and other obstructive habits… the key is to remember that personal finance is personal. Focus on your own goals based on self-awareness of the most important / pressing goal for you, step by step, even as you work towards getting to the bigger vision you have for your life.

You start from where you are and move forward, and don’t be distracted juu personal finance is personal. Chart your path and as long as you’re making progress in your personal journey, that is what matters.