Sure, here's a breakdown of how Kevo could spend the ksh 20,000 loan to grow his business:

Inventory Expansion: Kevo can invest in purchasing more earphones, screen protectors, and phone covers to increase his product variety and attract more customers. Let's allocate KSH 10,000 for this purpose.

Marketing and Advertising: Kevo can allocate funds to promote his products through various channels such as social media ads, influencer partnerships, or local advertising. Allocating $5,000 for marketing efforts can help increase brand visibility and attract new customers.

Website Development and Enhancement: If Kevo doesn't already have an online presence, investing in a professional website or enhancing his existing one can expand his reach beyond his physical location. Allocating $3,000 for website development and enhancement can improve the overall customer experience and increase online sales.

Training and Development: Kevo can invest in training programs or workshops to enhance his knowledge and skills in product management, customer service, and business operations. Allocating KES 2,000 for training and development can help Kevo stay competitive in the market and provide better service to his customers.

By strategically allocating the KES 20,000 loan across these areas, Kevo can effectively grow his business and increase revenue in the long run.