The dilemma of the Kenyan youth aiming to set up a business: You have a brilliant business idea. You've thought about it long and hard, over and over again, and you are certain it will work. The only thing hindering you is Capital. You approach a financial institution and the enthusiasm, encouragement and hope that's offered to you by the credit officer gives you hope that this is an idea they will definitely finance. Over the next few days you are on a constant high day dreaming of how passionately you will run your would be business. A few days later the credit officer is yet to get in touch. You decide to call and see how far your application is. She (mostly they are beautiful ladies, usijali if you want boy-child wait for him when you default...lol, that's on a light note) tells you, your request was REJECTED. Dejected, you retire to your one roomed house in the evening with the dreams of setting up your own business at a young age fizzling out. Hapo ndipo unafunguaga ile mzinga mlikuwa mmechanga mkakanua na kina Jonte, unaichapa flash mpaka una KO!