The first thing that kevo should do is change his business tactics..they" say the most stupid thing in this world is doing the same thing over and over again and expect different results.

So below are some of the changes that kevo should have or do with the 20k loan;

1.Use 10k to add stocks.. add other stuff maybe he never used to sell in his shop before but customers have been inquiring about..e.g trendy phone covers for women, printed phone covers for men(Manchester United /arsenal/chelsea logo covers.

2.use the other 10k on advertisement and creating visibility for his business..print fliers advertising his business and the goods and services he offers and his location.;

1)hire People to distribute the fliers in every corner of his area from bus stops to all roads and outskirts of his area.

2)hire a d.j /m.c with full sound system to camp outside his shop for 2 days advertising his shop and at the Same time offer discounted products and services to his customers

..or alternatively he can use the remaining 10k to buy his own portable advertising system which some goes for as cheap as 8k to 10k and record his own advertising messages advertising his business and products and play it daily outside his shop.