This year being my first year in business that I started with a considerate amount of capital that was a loan from my sacco, I was filled with a lot of fear and doubt whether I was relieved from a job, I didn't really fancy talking to people ,the loan how it would be paid . But each day with all the challenges faced the most important lesson I've learned this year is to get over the fear I had.. Success is on the other side of fear. Choose faith over fear.