Top tips za kusave doh🚀
Savings ni kuchukua doh zako at the end of the day/week/month depending on income yako, na kuziweka kando for future use. Umekua uki-struggle ku-save ama unajiuliza vile uta-save?! 🤔
Cheki👇🏽hizi advice from our MESHers:
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Locked Savings Account. Lincon Opiyo hu-save na locked savings account. Hii ni account enye msee huweka doh na huwezi withdraw till a specific amount of time enye ume-agree na bank; inaweza kua one or two months ama ata six months depending on wewe mwenyewe. A good example ya locked savings account ni m-shwari. Advantage ya locked savings account ni ina-encourage discipline in saving cause msee hakui tempted to withdraw pesa. -
Chama. Jane Wamaitha ana-encourage ku-join na ku-save na chama. Kwa hii method, unakam pamoja as a group; inaweza kua friends, family ama neighbors. Kwa chama kuna system ya merry-go-round, depending on group yako, mnaweza decide amount ya kuchanga na inaweza kua daily, weekly, ama monthly alafu mna-rotate vile kila msee atapata doh. -
Lipa na M-pesa. Eliud Njoroge anadai ni advisable kukua na lipa na m-pesa (Till Number) kwa biz yako cause ni easier ku-bank doh bila kutumia. Uki-deal na cash-in-hand kwa biz, most times utakua tempted kutumia na una-end up huja save. -
Fixed Deposit Account. Ted Waweru ana-share advantage ya ku-open fixed deposit account instead of normal savings account. Fixed deposit ni account unaweka doh for a period na io period ikiisha, una-gain interest depending on rates za bank yako. Hii ni advisable cause savings zako zina-grow, unlike savings account.
From the advice shared, unaweza decide how you want to save depending on income yako! Kama unadai ku-earn Financial Management badge, click the link below 👇🏽 ku-watch hizi short 2 minutes videos alafu tuchapiane more kwa comments 💪🏽
