
Tulisema sio kila saa unachukua loan, mara ingine unaweza pea government loan.
Namaanisha nini?
Let's say ukona biashara inakupeleka vizuri. One day, rafiki yako (let's call him Kenya) anahitaji pesa to build a new school. Anakupromise that if you lend him some money now, atakulipa later with extra amount as a thank you.
That's how government securities work!
The government (Kenya) sometimes inahitaji pesa ya kubuild roads, schools, and hospitals. So, wanauliza people (like you and me) to lend them money for a certain period. In return, the government inapromise kutulipa later with extra money (interest).
Kuna two main types:
- Treasury Bills โ Like lending for a short time (a few months to a year).
- Treasury Bondsโ Like lending kwa a long time (several years).
Watu huinvest in government securities because they are safe, na they earn extra money while waiting for their money to be returned. Just like vile you trust your friend Kenya to give you back your money, people trust the government to pay them back! ๐
Kama umelearn kitu drop ๐ฅ kwa comments
