when getting a loan what do you consider most. me: loan interest rate and other charges

These are some of firms with interest rates and other charges

1. TIMIZA LOANS Amount Ksh1K- 150K Duration 1 month Interest Rate 1.29% per loan Total Cost Including Institution's Other Fees 7.29% per loan

2. KCB LOANS Amount Ksh1k - 1M Duration 1 month Total Cost Including Institution's Other Fees 8.75% per loan

3. MSHWARI LOANS Amount Ksh100 - 50K Duration 1 month Total Cost Including Institution's Other Fees 9% per loan

4. TALA LOANS Amount Ksh1k - 30k Duration 61 Days Total Cost Including Institution's Other Fees 0.3% Daily

5. BRANCH LOANS Amount Ksh250 - 100k Duration 2 months - 11 months Total Cost Including Institution's Other Fees 22% - 199% per loan

6. ZENKA DIGITAL LOANS Amount Ksh500 - 42k Duration 61 Days Total Cost Including Institution's Other Fees 9% - 39% per loan

7. FLASH PESA LOANS Amount Ksh1k - 50k Duration 31 Days Interest Rate 17% - 25% per loan Total Cost Including Institution's Other Fees 17% - 25% per loan

8. LENDPLUS LOANS Amount Ksh500 - 30k Duration 30 Days Interest Rate 2% Per Day Total Cost Including Institution's Other Fees 2% Per Day

MORE DETAILS TO BE SHARED.