With the 20k loan Kevo can buy the Katululu phones like he can buy one phone in wholesale price which amount to 1000 per phone then he can sell them at a retail price of about 1500. Of which if he buys Katululu phones that will amount to ksh20,000 and he manages to sell all the phones at 1500 that will be a profit of ksh 500 per phone there by the total profit for the 20 phones will be ksh 10,000,of which it will be a boost to his business and he will be able to pay back his loan on time.