Your till is not your wallet. 🧾

Many owners take money from the business for school fees, rent, or a family emergency, and don't record it. It feels harmless.

But when a lender reads your statements, they can't tell what the business really earns. Mixed money makes your income look lower, or worse, unclear.

Simple fixes:

✅ Use a separate M-Pesa line or till for the business.

✅ Pay yourself a fixed monthly amount.

✅ Write down every withdrawal, even small ones.

Clean records make your plan believable, because the numbers can be checked.

Do you mix business and personal money? Tell me in the comments, you're not alone. 👇

Want your numbers cleaned up before you apply? Comment AUDIT for a free 15-minute review.

(We prepare application documents. We don't give loans).