Two Simple Ways To Use a Virtual Creditcard To Boost Your Biz

MPESA Global Pay is a credit card that exists only online. You don’t get a plastic card. You don’t need a bank account to use it. It connects directly to your MPESA wallet. It’s a prepaid credit card, so you must top up a balance to make payments.

Kuna many ways unaweza use a creditcard ku-boost biz yako – here are two that are great for MESHERS:

Softwares kibao zinaweza kua purchased mainly via a credit card. Before, Kenyans wengi ilibidi watumie pirated software, ama wa-accept bad alternatives.

With a credit card unaweza buy subscriptions to software like Canva, or social media management software like Hootsuite.

Kama una-import goods from abroad, a credit card makes it easier to purchase. Cheki hii video by David on kuuza bila stock.

And here is a great one on importing goods through alibaba.

Unfortunately, because it is a prepaid credit card hauwezi itumia kama source ya loans.

Hii virtual card ni prepaid. Ni lazima u-top up the balance before using it. You can’t take credit from your credit card balance to fund expenses for your biz on credit.

If you need credit to grow your biz, Check out hii article ujue first kama uko ready for a biz loan.

1. Better budget control. Huwezi spend more than ume-put on the card.

2. Easier to get than a regular credit card. Ni almost impossible ku get a pre-approved credit line na bank, who usually require you have a revenue of hundreds of thousands of shillings.

3. Stay bank-free. Credit cards za regular banks in Kenya huwa na limited online banking options or need to be topped up from a bank account which are often expensive.

Step 1. Download the MPESA app kwa smartphone yako.

Step 2. Open the app, and go to ‘grow’ in the navigation at the bottom of the app (all the way on the bottom right of your screen)

Step 3. Select the ‘Global Pay’ Tab to apply.

Step 4. Choose a card color.

Step 5. Enter a pin. Your card information will be sent by sms.

Kaa rada! keep your credit card information private and safe. Read on to find out more about how to avoid scams with credit cards.

Virtual credit cards hu-offer a new way for scammers kuosha watu cash wako nayo.

Stay safe by following these tips.

Keep the info safe. The main information scammers want is your Creditcard number, the expiration date and the secure code. Don’t keep screenshots of the card or card information on your phone outside of the MPESA app. If you write it down somewhere, try and do it in a way only you understand, or destroy the paper after use.

Stick to Safe Sites Before you start adding things to your cart, make sure you’re on a secure website. Look for a web address that starts with “https://” (the “s” means it’s secure) and a little padlock icon next to it.

Beware of people fishing for your credit card info! Phishing scams are sneaky and can trick you into giving away your credit card info. Be cautious of weird emails, sms’s or WhatsApp messages asking for your details. If something feels off, trust your gut—don’t click on any links or download anything suspicious.

Na kama hukucheki hii article ya 12 legit ways ya ku-make doh online iko hapa.

Ni options gani zinaweza open up for you kama ungekua na creditcard?

Umewahi boost biz yako na creditcard?

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